March 2009
Repair Credit Score through Bad Credit Car Loans
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
Credit problem is common these days. If you are one of the victims of ba...
Improve Your Credit Score By Adding Positive Lines Of Credit To Your Credit Report
Tip! Try to keep your credit balances as low as possible. You can also ask the lender to increase your credit limit which can increase your credit score.
Reading and understanding your credit report maybe difficult for many people. You really do have t...
Consolidate your Credit Card Debt and Increase your Credit Score
Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score.
Are you struggling to pay your bills? Can’t seem to manage the surmounting...
How to (TRY) to Dispute Credit Report Errors
Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports.
Your credit report i...
February 2009
What Does Your Credit Report Say About You
Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send.
Years ago as a youngster I re...
How to Repair a Bad Credit Report Legally
Tip! Every negative credit record on your credit report can be negated by you at any time. The credit bureau must reinvestigate and if that item cannot be verified within a reasonable amount of time, that credit record must be removed from the credit f...
Four Damaging Myths About Your Credit Score
Tip! Make every payment on time. This is the most important factor in your credit score rating.
Banish these myths from the way you handle your credit! Your score will be as good as it can be when you know the truth about how these actions affect your...
Use Old Credit Cards to Raise Your Credit Score
Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts.
The popularity of switching credit card companies has grown in recent years and...
January 2009
Think You Were Qualified for the Job? Your Credit Report May be the Reason You Were Not Hired
Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information.
It is already hard enough to find a position you feel you deserve. ...
Getting A Credit Report With Your Credit Card, Be Careful!
Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report.
We have all seen the advertisements on the Internet telling us that we are entitled to free credit reports. But many people want to know if they can ...
Improve Your Credit Rating And Score With A Secured Credit Card
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
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If you have been having trouble with you credit rating and have a large amount of debts or if you have not yet bui...
How to Get a Free Online Credit Report in UK and Why You Should Print It
Tip! Many credit card companies will decide whether or not to issue you a credit card with a high limit based on your credit report. If in doubt they may not issue a card at all or issue a card with a very low limit or risk.
A free UK online credit rep...
3 Ways To Improve Your Credit Report and Credit Score
Tip! My credit score will drop if multiple lenders check my credit- If you contact multiple mortgage lenders shopping for the best interest rate within a couple of week period they are grouped together into a less damaging inquiry. In essence, they wi...
Who Is Entitled To A Free Annual Credit Report And The Quickest Way To Get It
Tip! Check Your Credit Report. Make sure you know what your credit is like.
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Some people are curious about their credit report and would like to know if it needs repairing. A free annual credit report will let you know if your credit score is in...
3 in 1 Credit Report - Getting a Copy of Your Credit Report and Seeing What Needs To Be Improved
Tip! If the information provider finds that there was no error, you can request that the credit reporting agency send a copy of the disputes with any report that is requested by creditors. You can also provide an explanation of a negative report in 10...
How Does My Credit Score Affect Me?
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
When you apply for a loan, in order to buy real estate, a car, a boat, or any other major purchase, also when you apply for a new c...
Free Credit Report Online That Helps
Tip! Even accurate data in your credit report must be deleted if it’s not verified.
If you are searching free Credit Report online, you might have the chance to view this article. What I am going to tell you first is that getting free Credit Repo...
December 2008
Your Credit Score and How it Affects You
Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts.
Paying your bills a few weeks late and maxing out your credit cards may not see...
Am I Entitled to a Yearly Free Credit Report?
Tip! The Credit reporting agency will forward the request to the information provider at which time they will review and investigate the request. If the information cannot be verified, then they must remove it.
If you are like many people all over the...
How You Can Obtain a Free Credit Report Online without Using a Credit Card
Tip! Also if you have been denied credit on the basis of information in a credit report, you are entitled to a free copy of your credit report from the credit bureau that supplied the credit report.
Everywhere you look there are advertisements and bann...
Credit Score Facts
Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...
Don't Be Afraid To Question Your Credit Score
Increase Your Credit Score -Fast! Save Thousands by correcting your credit yourself. Easy step-by-step instructions.
Your credit plays a much bigger role in your life than most people realize and you should not be afraid to question your credit score....
How To Quickly And Easily Improve Your Credit Score
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
A credit score represents an approximation of one’s overall appraisal value, calculated by a statistical model. Three of the...
What Is The Credit Score Rating Scale?
Tip! An individual’s race, sex, age, level of education, or marital status has no bearing on a credit score, nor does the fact that an application for credit was previously turned down.
Understanding your credit score rating scale can seem like a...
